Claims management software for business fleets

Claims management software for business fleets

Claims management software for business fleets

Centralise claim reporting, the workflow with your insurer and claims analysis in a single software. For fleets of more than 50 vehicles, Fleeti shortens downtime and documents your fleet insurance file so you can defend your premium at renewal.

Centralise claim reporting, the workflow with your insurer and claims analysis in a single software. For fleets of more than 50 vehicles, Fleeti shortens downtime and documents your fleet insurance file so you can defend your premium at renewal.

Book a demo

Claims management software for business fleets

Centralise claim reporting, the workflow with your insurer and claims analysis in a single software. For fleets of more than 50 vehicles, Fleeti shortens downtime and documents your fleet insurance file so you can defend your premium at renewal.

Book a demo

Report a fleet claim from the roadside

Report a fleet claim from the roadside

Report a fleet claim from the roadside

With Fleeti, drivers report a claim in under five minutes from the mobile app. Vehicle photos, accident report sketch, event location, electronic signature: the complete file reaches the fleet manager before the tow truck leaves.

With Fleeti, drivers report a claim in under five minutes from the mobile app. Vehicle photos, accident report sketch, event location, electronic signature: the complete file reaches the fleet manager before the tow truck leaves.

With Fleeti, drivers report a claim in under five minutes from the mobile app. Vehicle photos, accident report sketch, event location, electronic signature: the complete file reaches the fleet manager before the tow truck leaves.

The app follows the structure of the official French joint accident report, and an e-constat PDF can be attached to the file. When the vehicle has a telematics device, driving data at the moment of impact (speed, braking) remains available and can be attached to the file.

The app follows the structure of the official French joint accident report, and an e-constat PDF can be attached to the file. When the vehicle has a telematics device, driving data at the moment of impact (speed, braking) remains available and can be attached to the file.

The app follows the structure of the official French joint accident report, and an e-constat PDF can be attached to the file. When the vehicle has a telematics device, driving data at the moment of impact (speed, braking) remains available and can be attached to the file.

You immediately have the documents needed to report within the five working days required by article L113-2 of the French Insurance Code. You still submit the claim to your insurer yourself; Fleeti provides the documents and the date.

You immediately have the documents needed to report within the five working days required by article L113-2 of the French Insurance Code. You still submit the claim to your insurer yourself; Fleeti provides the documents and the date.

You immediately have the documents needed to report within the five working days required by article L113-2 of the French Insurance Code. You still submit the claim to your insurer yourself; Fleeti provides the documents and the date.

Professional driver using the Fleeti mobile app to report an accident with a company vehicle
Single digital fleet claim file bringing together insurer, assessor and repairer in Fleeti

Track every step of the claim, from accident report to back on the road

Track every step of the claim, from accident report to back on the road

Track every step of the claim, from accident report to back on the road

A fleet claim involves three external parties: insurer, assessor and repairer. Fleeti does not replace these exchanges; it keeps a record of them. Every step is dated and every document is attached to the file.

A fleet claim involves three external parties: insurer, assessor and repairer. Fleeti does not replace these exchanges; it keeps a record of them. Every step is dated and every document is attached to the file.

A fleet claim involves three external parties: insurer, assessor and repairer. Fleeti does not replace these exchanges; it keeps a record of them. Every step is dated and every document is attached to the file.

Each file (accident report, photos, assessment, quotes, invoices) is kept for ten years, in line with article L114-2 of the French Insurance Code. Filter by status to spot files that are stuck.

Each file (accident report, photos, assessment, quotes, invoices) is kept for ten years, in line with article L114-2 of the French Insurance Code. Filter by status to spot files that are stuck.

Each file (accident report, photos, assessment, quotes, invoices) is kept for ten years, in line with article L114-2 of the French Insurance Code. Filter by status to spot files that are stuck.

Statuses use industry terms: recovery in progress under the IRSA or IRCA inter-insurer agreements, assessment pending, vehicle under repair. File and cost details export to CSV for your exchanges with your broker.

Statuses use industry terms: recovery in progress under the IRSA or IRCA inter-insurer agreements, assessment pending, vehicle under repair. File and cost details export to CSV for your exchanges with your broker.

Statuses use industry terms: recovery in progress under the IRSA or IRCA inter-insurer agreements, assessment pending, vehicle under repair. File and cost details export to CSV for your exchanges with your broker.

Measure the full cost of a claim, not just the body shop invoice

Measure the full cost of a claim, not just the body shop invoice

Measure the full cost of a claim, not just the body shop invoice

On a productive vehicle, the hidden costs of downtime (replacement rental, lost productivity, missed billing) often exceed the body shop invoice. Fleeti puts a total cost on every claim.

On a productive vehicle, the hidden costs of downtime (replacement rental, lost productivity, missed billing) often exceed the body shop invoice. Fleeti puts a total cost on every claim.

On a productive vehicle, the hidden costs of downtime (replacement rental, lost productivity, missed billing) often exceed the body shop invoice. Fleeti puts a total cost on every claim.

Each file shows three lines: gross cost, insurer payment after excess, and remaining net cost. Downtime is tracked day by day.

Each file shows three lines: gross cost, insurer payment after excess, and remaining net cost. Downtime is tracked day by day.

Each file shows three lines: gross cost, insurer payment after excess, and remaining net cost. Downtime is tracked day by day.

Matching with your fleet insurance and lease contracts reveals the vehicles that are dragging your TCO up over time.

Matching with your fleet insurance and lease contracts reveals the vehicles that are dragging your TCO up over time.

Tracking the full cost of a fleet claim with excess, downtime and TCO impact in Fleeti
Claims tracking by driver, vehicle and site with loss ratio report in Fleeti

Analyse claims by driver, vehicle and site

Analyse claims by driver, vehicle and site

Analyse claims by driver, vehicle and site

A fleet's claims record is never an average: a minority of drivers account for most at-fault claims. Fleeti provides statistics by driver, vehicle and site.

A fleet's claims record is never an average: a minority of drivers account for most at-fault claims. Fleeti provides statistics by driver, vehicle and site.

A fleet's claims record is never an average: a minority of drivers account for most at-fault claims. Fleeti provides statistics by driver, vehicle and site.

The dashboard cross-checks claims, costs and telematics data (braking, speed, idling). Costs consolidated by driver, vehicle and site feed your loss ratio calculation over 12, 24 and 36 months.

The dashboard cross-checks claims, costs and telematics data (braking, speed, idling). Costs consolidated by driver, vehicle and site feed your loss ratio calculation over 12, 24 and 36 months.

The dashboard cross-checks claims, costs and telematics data (braking, speed, idling). Costs consolidated by driver, vehicle and site feed your loss ratio calculation over 12, 24 and 36 months.

At renewal, you meet your broker with a consolidated file to negotiate your fleet insurance premium.

At renewal, you meet your broker with a consolidated file to negotiate your fleet insurance premium.

Reduce claim frequency with telematics and eco-driving

Reduce claim frequency with telematics and eco-driving

Reduce claim frequency with telematics and eco-driving

An avoided claim always costs less than a well-managed one. Fleeti helps you secure your field operations with three prevention tools: in-cab AI dashcam, eco-driving coaching, and links to claims history.

An avoided claim always costs less than a well-managed one. Fleeti helps you secure your field operations with three prevention tools: in-cab AI dashcam, eco-driving coaching, and links to claims history.

An avoided claim always costs less than a well-managed one. Fleeti helps you secure your field operations with three prevention tools: in-cab AI dashcam, eco-driving coaching, and links to claims history.

The dashcam detects distraction, drowsiness and following distance, alerts the driver and adds video evidence to the file. According to Webfleet, equipped fleets see at-fault claims fall by 44% on average.

The dashcam detects distraction, drowsiness and following distance, alerts the driver and adds video evidence to the file. According to Webfleet, equipped fleets see at-fault claims fall by 44% on average.

The dashcam detects distraction, drowsiness and following distance, alerts the driver and adds video evidence to the file. According to Webfleet, equipped fleets see at-fault claims fall by 44% on average.

According to INRS (French national research and safety institute), road risk remains the leading cause of fatal workplace accidents in France. Every prevention action can be documented in the mandatory risk assessment (DUERP).

According to INRS (French national research and safety institute), road risk remains the leading cause of fatal workplace accidents in France. Every prevention action can be documented in the mandatory risk assessment (DUERP).

According to INRS (French national research and safety institute), road risk remains the leading cause of fatal workplace accidents in France. Every prevention action can be documented in the mandatory risk assessment (DUERP).

Fleeti AI dashcam detecting distraction and drowsiness to reduce fleet claims

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Fleet claims in 5 reference figures

Five figures from public sources setting out the legal and financial stakes of fleet claims in France in 2026.

5 working days

5 working days

Legal deadline to report a claim (article L113-2, French Insurance Code).

10 years

Mandatory retention of claim documents (article L114-2).

No. 1 cause

Leading cause of fatal workplace accidents in France (INRS).

20% of TCO

Share of fleet TCO driven by driver behaviour (OVE).

+5 to 15%

Annual increase in fleet insurance premiums since 2023 (France Assureurs).

Public sources for more on methodology and the regulatory framework.

Fleet claims glossary: key terms in fleet claims management, explained in one sentence.

S/P

Loss ratio: the ratio between claims costs and premiums paid, a key indicator negotiated at annual renewal.

IRSA

French inter-insurer agreement for property damage in an accident between two vehicles.

IRCA

French inter-insurer agreement for bodily injury in an accident.

AGIRA

French association that manages the national insurance claims and risk register.

e-constat

Official digital joint accident report app published by France Assureurs since 2014.

Claims management with Fleeti, in figures

Claims management with Fleeti, in figures

Claims management with Fleeti, in figures

44 %

44 %

44 %

Average drop in claims on fleets fitted with a connected camera (Webfleet).

Average drop in claims on fleets fitted with a connected camera (Webfleet).

1 file

1 file

1 file

One file per claim: accident report, photos, assessment, quotes, invoices and costs in one place.

One file per claim: accident report, photos, assessment, quotes, invoices and costs in one place.

One file per claim: accident report, photos, assessment, quotes, invoices and costs in one place.

10 years

10 years

10 years

Retention of claim documents (French Insurance Code). Hosted in Europe, GDPR-compliant.

Retention of claim documents (French Insurance Code). Hosted in Europe, GDPR-compliant.

Retention of claim documents (French Insurance Code). Hosted in Europe, GDPR-compliant.

Claims management suited to your business

Fleet claims are not handled the same way in every business. Fleeti adapts workflows, alert thresholds and exports to your activity.

Services and maintenance

Field service companies (100 to 500 vehicles): urban claims that push up premiums. Tracking by driver, coaching plan, evidence-based file at renewal.

Field service companies (100 to 500 vehicles): urban claims that push up premiums. Tracking by driver, coaching plan, evidence-based file at renewal.

Field service companies (100 to 500 vehicles): urban claims that push up premiums. Tracking by driver, coaching plan, evidence-based file at renewal.

Freight transport

Trucks: downtime costs as much as the repair. Driving time and journey data already tracked in Fleeti complete the file, with consolidated cost per vehicle.

Passenger transport

Coaches, shuttles, tourist transport : high third-party liability. Tracking of recovery under the IRCA agreement, with injury documents attached to the same file.

Sales fleets and ride-hailing

Sales fleets, ride-hailing and taxis : frequent urban claims. Mobile reporting, calculation of the rechargeable amount after excess, export to apply your car policy.

Construction

Construction: claims on light vehicles and machinery. An excavator off the job often costs more than the repair. Tracking across all mobile assets, reporting from the site.

Construction: claims on light vehicles and machinery. An excavator off the job often costs more than the repair. Tracking across all mobile assets, reporting from the site.

Construction: claims on light vehicles and machinery. An excavator off the job often costs more than the repair. Tracking across all mobile assets, reporting from the site.

Short and long-term rental

Short and long-term rental companies: accident report with the renter, calculation of the rechargeable amount under the contract, cost export to your billing. Video evidence and telematics data strengthen your position in disputes.

Short and long-term rental companies: accident report with the renter, calculation of the rechargeable amount under the contract, cost export to your billing. Video evidence and telematics data strengthen your position in disputes.

Short and long-term rental companies: accident report with the renter, calculation of the rechargeable amount under the contract, cost export to your billing. Video evidence and telematics data strengthen your position in disputes.

Frequently asked questions about fleet claims management software

How do you report a claim on a company vehicle?
With fleet claims management software like Fleeti, drivers report a company vehicle accident from their mobile app in under five minutes. They take photos, complete the joint accident report fields, geolocate the event and sign electronically. The file reaches the fleet manager in real time, and the five-working-day legal deadline under article L113-2 of the French Insurance Code is met with no extra admin at head office.
How can you reduce a fleet's insurance premium?
Three proven actions reduce claims and, over time, the fleet insurance premium. First, continuously measure driving behaviour with on-board telematics. Second, fit vehicles with an AI dashcam that alerts drivers in real time and clears your company in disputes. Third, base driver coaching on data rather than intuition. According to the Observatoire du Véhicule d'Entreprise, driver behaviour accounts for nearly 20% of a fleet's TCO, making it the fastest lever to pull.
What is an e-constat and is it valid for a business fleet?
The e-constat (also called e-constat auto) is the official digital joint accident report app published by France Assureurs, available since 2014. It has exactly the same legal value as the paper report signed by both parties. For a business fleet, it offers faster reporting from the field, direct transmission to the insurer, and integration into the Fleeti digital file for centralised tracking.
How long does a fleet claim take to process on average?
In France, a light vehicle is off the road for around two weeks on average after a routine property damage claim, and longer for heavy vehicles or machinery. Beyond the repair cost, hidden costs (replacement rental, lost productivity, disrupted rounds) often exceed the body shop invoice on productive vehicles. Fleet claims software does not replace the assessor or the repairer. It records every step and tracks downtime day by day, so you can follow up at the right time.
How do you prove a professional driver was not at fault after an accident?
Three elements provide evidence before an insurer or a court: a correctly completed and signed joint accident report (the e-constat has the same legal value), the vehicle's telematics data at the moment of impact (speed, braking, trajectory), and dashcam video if the vehicle is equipped. Fleeti brings these three sources together in a single file. According to Webfleet, fleets fitted with a connected camera see at-fault claims fall by 44% on average, partly because drivers adapt their behaviour and partly because video evidence rules out unfounded liability.
Is a dashcam legal in a company vehicle in France?
Yes, provided you follow the framework set by the CNIL (French data protection authority) under the GDPR. Drivers must be informed of the device, its purpose (safety, evidence in claims) and how long footage is kept. Access must be limited to authorised people, and retention must not exceed one month in the absence of an incident. In Fleeti, retention periods are configurable and access to footage is restricted to authorised people.
How do you recharge a claim to a driver or renter?
Recharging a claim is governed by the company car policy for an employee driver, or by the rental contract for a renter. Fleeti documents each file with the necessary evidence (accident report, photos, assessment report, detailed quote), calculates the amount left for you to pay after excess and insurer payment, then exports the details to CSV for your billing or payroll tool.
Mis à jour : novembre 2026

Take back control of your claims. From accident report to net cost per vehicle, Fleeti centralises tracking and aggregates costs, file by file.

Take back control of your claims. From accident report to net cost per vehicle, Fleeti centralises tracking and aggregates costs, file by file.

Book a demo