Fleet benefit-in-kind simulator: which method costs less in 2026

Fleet benefit-in-kind simulator: which method costs less in 2026

Fleet benefit-in-kind simulator: which method costs less in 2026

Compare the flat-rate and actual-cost methods in two minutes using the 2026 URSSAF scale (France). The simulator identifies which one reduces your benefit-in-kind base the most, quantifies the reduction across your whole fleet, and shows the business mileage at which switching pays off. Combustion, hybrid and fully electric, from 1 to 500+ vehicles.

Compare the flat-rate and actual-cost methods in two minutes using the 2026 URSSAF scale (France). The simulator identifies which one reduces your benefit-in-kind base the most, quantifies the reduction across your whole fleet, and shows the business mileage at which switching pays off. Combustion, hybrid and fully electric, from 1 to 500+ vehicles.

Why the choice has changed since 2025

The decree of 25 February 2025 raised the flat rates for benefits in kind. For a leased vehicle provided since that date, the flat rate rose from 30 to 50% of the total annual cost, and from 40 to 67% when the employer pays for private fuel. For an owned vehicle five years old or less, it rose from 9 to 15% of the purchase price including VAT. This increase makes the actual-cost method more favourable in many situations where it used to make little difference. The simulator below measures this gap on your own fleet.

Quelle méthode coûte le moins cher à votre entreprise ?

Comparez l'assiette de l'avantage en nature au forfait et au réel, mesurez la réduction possible sur votre flotte, et identifiez le seuil kilométrique de bascule.

France, montants TTC, année complète à paramètres constants
01 · Paramètres du véhicule
Détermine les plafonds d'abattement des véhicules électriques. Les taux thermiques et hybrides sont identiques en 2025 et 2026.
Régime appliqué : depuis le 1er février 2025. Aucun prorata n'est calculé.
Les abattements spécifiques concernent uniquement les véhicules 100 % électriques. Les hybrides, y compris rechargeables, relèvent du régime thermique.
Coûts annuels TTC
€
Prix TTC retenu pour l'AEN, hors bonus et malus.
€/an
€/an
€/an
Contribution du salarié pour le véhicule, 0 s'il n'y en a aucune. Elle réduit l'AEN après abattement, avec un minimum de zéro.
Carburant
Global applique le taux forfaitaire majoré. Carburant privé réel conserve le taux hors carburant et ajoute les frais privés payés par l'employeur, estimés au prorata des kilomètres.
€/an
Budget total des trajets professionnels et personnels. La part privée est estimée au prorata des kilomètres personnels, à coût par kilomètre constant.
Kilométrage annuel
km
Personnel : 30 %Professionnel : 21 000 km, 70 %
Nombre de véhicules concernés par l'arbitrage
véh.
C'est ce nombre qui détermine la réduction d'assiette totale affichée dans les résultats. La projection suppose que tous les véhicules présentent des paramètres identiques.
Votre email et la taille de votre flotte sont transmis à notre équipe commerciale Fleeti pour vous accompagner. Les autres paramètres restent dans votre navigateur.

Frequently asked questions about our benefit-in-kind simulator

How does the benefit-in-kind simulator work?
The simulator applies the URSSAF scale from the decree of 25 February 2025. You enter the date the vehicle was provided, its age, how it was acquired, its powertrain, its annual costs and the split between business and personal kilometres. The tool calculates the flat-rate and actual-cost bases in parallel, shows which is cheaper, quantifies the difference across your fleet and sets the mileage threshold above which actual cost becomes more favourable.
What is the difference between the flat-rate and actual-cost methods?
The flat-rate method applies a percentage to the vehicle's value. Since 1 February 2025, the rate is 15% of the purchase price including VAT for an owned vehicle five years old or less, 20% if the employer pays for private fuel, and 50% of the total annual cost for a leased vehicle, 67% with fuel. The actual-cost method uses actual expenses (depreciation or lease, insurance and maintenance) in proportion to personal kilometres, plus private fuel paid by the employer. With the higher flat rates, actual cost is now more favourable in many situations.
Which scale applies to electric vehicles in 2026?
A fully electric vehicle provided since 1 February 2025 gets a 70% allowance on the flat-rate base, capped at €4,641.60 for 2026, provided it meets the environmental score set by the decree of 14 December 2023. Under actual cost, the allowance is 50%, capped at €2,026.30 for 2026. Electricity costs paid by the employer for charging are excluded from the base. These caps are updated every year.
Is the simulator suited to a whole fleet?
Yes. Unlike single-vehicle simulators aimed at employees, this one is designed for fleet managers: you set your fleet size from 1 to 500 vehicles and beyond, and all results are projected across the whole fleet. Particularly useful for finance and HR managers running fleets of 50 to 500+ vehicles.
Is my data shared?
The calculation runs entirely in your browser, and no simulation data leaves your computer. Only your work email and fleet size are sent to the Fleeti sales team so they can help you if you wish.
How can I automate benefit-in-kind calculation for my fleet?
Ce simulateur fournit une estimation indicative ponctuelle. Pour automatiser le calcul mensuel sur l'ensemble de vos véhicules, comparer forfait et réel pour chaque collaborateur, exporter vers votre logiciel de paie et constituer les justificatifs requis par l'URSSAF, Fleeti propose un dedicated benefit-in-kind management software.
Mis à jour : novembre 2026

Fleeti connects your vehicles, automates benefit-in-kind calculation at actual cost or flat rate, and exports your supporting documents straight to payroll. One platform for your field operations and your fleet's URSSAF compliance.

Fleeti connects your vehicles, automates benefit-in-kind calculation at actual cost or flat rate, and exports your supporting documents straight to payroll. One platform for your field operations and your fleet's URSSAF compliance.

Sources and reference framework

Decree of 25 February 2025 on the valuation of benefits in kind, published in the French Official Journal on 27 February 2025. Bulletin officiel de la sécurité sociale (BOSS), benefits in kind section. Decree of 14 December 2023 on the environmental score of electric vehicles. Allowance caps are updated every year: €2,026.30 at actual cost and €4,641.60 at the flat rate for 2026. This simulator provides an indicative estimate applicable in France. The amounts shown are benefit-in-kind bases and do not constitute tax or social security advice.

Decree of 25 February 2025 on the valuation of benefits in kind, published in the French Official Journal on 27 February 2025. Bulletin officiel de la sécurité sociale (BOSS), benefits in kind section. Decree of 14 December 2023 on the environmental score of electric vehicles. Allowance caps are updated every year: €2,026.30 at actual cost and €4,641.60 at the flat rate for 2026. This simulator provides an indicative estimate applicable in France. The amounts shown are benefit-in-kind bases and do not constitute tax or social security advice.